Fees, charges & spending limit

Type of FeeFees, Charges & Spending Limits
Joining FeeWaived
Maintenance Fee (inactive cards)Waived
ATM Withdrawal Fee (local)RM 2.00 per transaction
ATM Withdrawal Fee (international)
RM 10.00 per transaction, or 2% of the withdrawal amount, whichever is higher. 
ATM Withdrawal Limit (per user)
Choose current account on the ATM machine
Daily limit: RM 5,000.00 
Monthly limit: RM 10,000.00 
Spending limit (per user)
Per transaction: RM 10,000.00
Daily limit: RM 50,000.00
Monthly limit: RM 500,000.00
International Service Assessment (ISA) fee
(Applied when the purchase is through a merchant acquired outside of Malaysia but charged in MYR)
0% + Network chargers*
Currency Conversion Fee
The foreign exchange conversion rate determined by Visa 
Sales Draft Retrieval FeeRM 15.00 per copy
Physical Card Replacement FeeRM 10.00 (Waived)
Note: All fees and charges shall be subjected to the applicable tax including but not limited to the Sales and Service Tax (SST).     
*Currently charged at 1%. Subject to change                             


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