Swipey is a financial operations platform built for Malaysian businesses. It replaces petty cash, shared OTPs, and messy reimbursements with one clean system, giving you full visibility and control over how your company spends.
Trusted by 4,000+ businesses across Malaysia, with BNM-approved partners keeping your money safe.
What Swipey Does
Give your team the right card for the job, each with its own limit, so no one shares OTPs or pays with their own money.
- Swipey Corporate Card: for ads, AI tools, cloud and SaaS. Goes through where prepaid cards get declined, with 1.1% uncapped cashback
- DuitNow QR Card: for everyday team spend. Scan and pay at any DuitNow QR merchant
- Travel Card: physical card for trips. Tap in store, withdraw at ATMs, load a fixed amount for per-diems
One central dashboard showing every transaction across your team in real time. Filter by card, employee, date, or category. No more end-of-month surprises.
Pay supplier invoices and business bills directly through Swipey — locally and internationally. Upload your invoice and Swipey handles the rest.
Sync all transactions automatically to QuickBooks or Xero. Close your books up to 12x faster with no manual data entry.
Ask Alfie anything about your transactions. CFO AI surfaces spending insights and recommendations to help you make smarter financial decisions.
How It Works
Tip: Employees attach receipts directly from the mobile app right after spending — no more chasing paper receipts at month end.
Who Uses Swipey
Swipey works for any business that needs better control over team spending:
- SMEs and startups replacing petty cash or personal cards
- Agencies managing spend across multiple clients and campaigns
- Retail and e-commerce businesses with supplier and vendor payments
- Professional services firms eliminating manual finance admin
Your Funds Are Safe
Swipey runs on BNM-approved partners, including PayNet and Fasspay, and your company funds sit in a dedicated account with HSBC Bank.
What's Next?
Now that you know what Swipey is, let's get your account ready.
Need Help?
If you're unsure or want someone to guide you through it, we're here.
📞 Book a 30 min session and we'll guide you through using Swipey
Common Questions
Is Swipey a bank account or a credit card?
Neither. You load funds into your Swipey account and set a limit on every card, so your team can only spend what you’ve approved. There’s no credit line and no overdraft, so there are no surprise bills
Is Swipey regulated?
Every part of how your money moves runs through BNM-approved partners. Payments run on Fasspay, a BNM-approved e-money issuer, and local transfers go through PayNet. Your funds are held in a dedicated HSBC account.
Is it free to get started?
Yes. Swipey is free, with unlimited users, unlimited Corporate Cards and DuitNow QR cards, and free accounting sync. Bigger teams that need unlimited entities and a dedicated account manager can move to Pro. Physical Travel Cards are an optional add-on. See plan comparison →
Can individuals use Swipey, or only registered companies?
Swipey is only available for registered businesses and SMEs.
Who built Swipey?
Swipey was founded in 2021 by Kalyana Mohan and Rouvin Thiruchelvam, with the goal of helping Malaysian business owners save time and money managing expenses.