Deposit Master Account via cards

Swipey now supports deposits to your Master Account using credit and debit cards, giving you even more flexibility to manage your business spending.

âś… Card Acceptance

  • Accepted Networks: Mastercard, Visa (coming soon!) - Credit and Debit 

  • Card Types: Both domestic and international cards are supported.


đź’¸ Fees & Charges

The following processing fees apply when depositing via card or FPX:

TypeStandard ChargePromotional Rate (24th March 2025 – 25th May 2025)
Visa/Mastercard (Credit) – Domestic
1.65%
1.5%
Visa/Mastercard (Debit) – Domestic
1.65%
1.5%
Visa/Mastercard (Prepaid) – Domestic1.65%1.5%
Visa/Mastercard (Credit/Debit/Prepaid) – Foreign2.65%2.5%
Diners/Discover – Domestic & Foreign2.9%2.5%
FPX (Online Banking)RM1.50 (for Freemium users)Waived during “Trial” period

đź“Ś Note: These charges will be automatically applied at the time of deposit.


🌍 Using International Cards

  • If your card is issued in a foreign currency (e.g., USD), the transaction will still be charged in MYR (Malaysian Ringgit).

  • Your card issuer will convert the amount based on their exchange rate and may apply additional foreign exchange (FX) fees.


🧾 Deposit Limits & Timing

  • Minimum Deposit: No official minimum set yet.

  • Maximum Deposit: No cap from Swipey – the limit depends on your card’s available balance or credit limit.

  • Processing Time: Deposits via card are instant, similar to FPX.


⚠️ Additional Notes

  • Swipey does not charge beyond the listed processing fees.

  • However, your card issuer may impose additional fees such as FX charges or international transaction fees—please consult your bank directly for details.

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