Fees, charges & spending limit

Type of FeeFees, Charges & Spending Limits
Joining FeeWaived
Maintenance Fee (inactive cards)Waived
ATM Withdrawal Fee (local)RM 2.00 per transaction
ATM Withdrawal Fee (international)
RM 10.00 per transaction, or 2% of the withdrawal amount, whichever is higher. 
ATM Withdrawal Limit (per user)
Choose current account on the ATM machine
Per transaction limit: RM 2,000.00 (Please note that ATM providers may have their own limits)
Daily limit: RM 5,000.00 
Monthly limit: RM 10,000.00 
Spending Limit (per user)
Per transaction: RM 10,000.00
Daily limit: RM 50,000.00
Monthly limit: RM 500,000.00
International Service Assessment (ISA) fee
(Applied when the purchase is through a merchant acquired outside of Malaysia but charged in MYR)
0% + Network chargers*
Currency Conversion Fee
The foreign exchange conversion rate determined by Visa 
Sales Draft Retrieval FeeRM 15.00 per copy
Physical Card Replacement FeeRM 10.00 (Waived)
Cross Border Fee
Via Bill Payment
RM 5.00 per bill 
Note: All fees and charges shall be subjected to the applicable tax including but not limited to the Sales and Service Tax (SST).     
*Currently charged at 1%. Subject to change                             


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